Homeward Australia Cost of Living Calculator

Homeward Australia

Cost of Living Calculator

Compare indicative monthly living costs and one-off move-in costs across Australian locations.

City Housing

Estimated monthly cost

One-off / setup estimate

Monthly net income

City benchmark (after tax): $0

Monthly room against income

Household profile

Use the household profile as a starting point. Child-linked rows prefill automatically and stay editable.

Adults Children 0–4 Children 5–17

Childcare, nappies, formula, school setup and children’s activities use the household profile as a planning starting point. Groceries, transport and lifestyle rows stay editable.

Housing

Use rent benchmarks for renting. For owning, compare the purchase benchmark with either a benchmark-derived mortgage or a custom planning loan amount.

Rental option

Renting benchmark snapshot

See the monthly rent benchmark plus the one-off renting costs added automatically.

Monthly rent benchmark —

Bond (4 weeks) —

First month in advance —

Renting automatically adds an indicative bond and first month rent in advance to the one-off total.

Purchase benchmark Deposit (%)

Mortgage planning Custom loan amount

Owning benchmark snapshot

Compare the benchmark purchase price, derived loan and the mortgage amount currently used in the monthly estimate.

Benchmark purchase price —

Derived loan from benchmark —

Mortgage used in total —

Choose a purchase benchmark to see the benchmark price, derived loan and the mortgage amount used in the monthly total.

Include purchase benchmark in one-off estimate

Owner recurring costs

Toggle the homeowner costs you want included in the monthly estimate.

Monthly living costs

Select the rows you want to include. Line-item prices stay hidden while the total updates live.

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One-off / setup costs

Use this section for move-in, landing and setup costs that do not repeat every month.

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