Homeward Australia Cost of Living Calculator

Homeward Australia

Cost of Living Calculator

Compare indicative monthly living costs and one-off move-in costs across Australian locations.

City Housing

Estimated monthly cost

One-off / setup estimate

Monthly net income Benchmark after tax: $0

Editable

Monthly room against income

Household profile

Use the household profile as a starting point. Child-linked rows prefill automatically and stay editable.

Adults Children 0–4 Children 5–17

Childcare, nappies, formula, school setup and children’s activities use the household profile as a planning starting point. Groceries, transport and lifestyle rows stay editable.

Housing

Rental benchmarks use apartment rents as the reference set. Separate house rents are not shown. For owning, compare the purchase benchmark with either a benchmark-derived loan or a selected planning loan amount.

Rental option

Monthly rent benchmark —

Bond (4 weeks) —

First month in advance —

Rental benchmarks use apartment rents as the reference set. Separate house rents are not shown. Bond and first month rent in advance are added automatically to the one-off total.

Purchase benchmark Deposit (%) Mortgage planning Planning loan amount

Benchmark purchase price —

Derived benchmark loan —

Monthly mortgage used —

Include purchase benchmark in one-off estimate

Owner recurring costs

Toggle the homeowner costs you want included in the monthly estimate.

Choose a purchase benchmark to see the benchmark price, derived benchmark loan and the monthly mortgage used in the estimate.

Monthly living costs

Select the rows you want to include. Line-item prices stay hidden while the totals update.

Loading calculator…

One-off / setup costs

Use this section for move-in, landing and setup costs that do not repeat every month.

Loading calculator…